Bill Payments API for Your Platform

Integrate Vmonie's powerful payment API into your platform in minutes. Support transfers, airtime, data, utilities, and more with bank-grade security.

✓ Free tier available • ✓ Live in minutes • ✓ 24/7 Support

// Initialize Vmonie API
const vmonie = require('vmonie-sdk');
// Send payment request
await vmonie.pay({
  amount: 5000,
  recipient: '0123456789',
  type: 'transfer'
});

Why Choose Vmonie API?

Built by developers, for developers

Lightning Fast

99.9% uptime. Sub-second response times. Enterprise-grade infrastructure.

🔒

Bank-Level Security

End-to-end encryption, PCI compliance, and fraud detection.

📚

Excellent Docs

Clear examples, SDKs for all languages, and sandbox environment.

🎯

Complete Coverage

Transfers, airtime, data, cable TV, utilities, and more.

💰

Competitive Rates

Per-transaction pricing. Volume discounts. Zero setup fees.

🚀

Developer Friendly

Webhooks, batch processing, and powerful debugging tools.

Comprehensive API

Everything you need to integrate bill payments

POST /payments

Create Payment

Initiate a new payment request. Supports all payment types.

GET /payments/{id}

Get Payment Status

Check the status of any payment in real-time.

POST /webhooks

Webhooks

Receive real-time notifications for payment status updates.

GET /rates

Get Exchange Rates

Current rates for all supported currencies and services.

GET /services

List Services

Get all available payment services and data plans.

POST /verify

Verify Account

Verify account details before processing payments.

Simple, Transparent Pricing

Pay only for what you use. No hidden fees.

Starter

Free/month

Perfect for testing and small projects

  • Up to 100 requests/day
  • Sandbox environment
  • Email support
  • Basic documentation

Enterprise

Custom/month

For high-volume platforms

  • Custom rate negotiation
  • Dedicated support
  • Custom integration help
  • SLA guarantee

500+

Developer Partners

₦500B+

Processed via API

99.9%

Service Uptime

24/7

Developer Support

Ready to Integrate?

Get your API key in seconds and start processing payments immediately.

Get API Key View Documentation